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Agencies
(AICCCA)
The Association of Independent Consumer Credit Counseling Agencies (AICCCA)
is a national membership organization, established to promote quality and
consistent delivery of credit counseling services.
The Association fulfills its mission by establishing a consensus among consumer
professionals regarding service standards and professional industry conduct,
as well as by establishing and maintaining strong relationships with credit
management professionals and consumers. http://www.aiccca.org/
Vision
The AICCCA represents the common interest of member agencies
to ensure that all who seek help with their debt problems receive the
highest quality of assistance.
Mission
To act in association to deliver unparralled assistance to consumers
in financial distress and to champion personal financial literacy.
Guidelines
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Agency
must be a non-profit 501(c)(3) organization.
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Counselors
must be properly trained and qualified to provide clients with a quality
financial education experience.
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Agency
may not charge a counseling fee greater than $75 dollars.
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Agency
may not hold a deposit, equal to a client's monthly payment.
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Agency
must disburse all client's funds in a timely matter.
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All
clients funds must be kept in a separate trust account in an FDIC
insured, or equivalent, bank or financial institution.
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All
financial records of an association member and all clients deposit
accounts shall be audited annually.
We are proud to adhere to these guidelines.
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